Washington Magazine

Both technology giants and financial giants are quickly embracing AI technology. The distinguished performance of artificial intelligence in the financial industry is reflected in the rapid restructuring of the financial industry by AI technology. Currently, the application of artificial intelligence to the financial business has been very extensive, including simple online customer service, financial products recommendation, responsive online credit decision-making engines, quantitative investments, and individual customized intelligent investment adviser. In this way, artificial intelligence has greatly improved the efficiency of financial industry.

Face-scanning payment, personalized recommendation, targeted member management, for example, have reflected that the financial industry is quietly changing with the integration of artificial intelligence today. Responding to the long-standing problems of offline counter services and online identity authentication in the industry, Megvii adopted face recognition technology and launched Face ID online identity authentication service for remote ID-based scenarios, so that Megvii can provide users with from-end-to-cloud authentication service so as to better improve the business efficiency and user experience. Light field AI holographic face-scanning business of WIMI AR Hologram is also innovating the banking system with a new visual experience.

The light field simulation imaging system of WIMI AR Hologram is based on the principle of optical illusion which combines the images (people and objects) captured by the camera in the movies with the main landscape model in the set box. Based on the optical imaging of “physical model” and “stereoscopic field simulation”, the captured images of moving people and objects can be superimposed onto the scene, creating vivid pictures. These pictures are endowed with a realistic visual effect due to combination of and interaction between “stereoscopic field simulation” and physical models. Besides, 3D sound, lighting, smell, smoke and other designs make the pictures more vivid.

Digital holography has created an era of precision holography. With the advent of high-resolution CCD, such photosensitive electronic components as CCD have been used to replace traditional photographic film or new photosensitive media in terms of recording holographic applications, and images can be digitally presented through optical diffraction which is simulated by computer, so that the recording and reproduction of holographic applications is truly digital.

360° light field simulation imaging is a magical effect of holographic projection. Holographic membrane is used to construct an inverted pyramid-shaped triangular funnel geometry model. The video images projected by four projectors are first diffracted continuously in the funnel, and converge into a holographic application image. It seems that there are real things floating in the air. The system can also be equipped with a touch screen, and the audience can manipulate the 3D product model for rotation or disassembly through various gestures and actions.

Augmented Reality (AR) is known as an augmentation of reality, referring to a fusion of virtual images and real images. Further, holographic AR technology is characterized by fusion of virtuality and reality, real-time interaction and three-dimensional registration. Especially, three-dimensional registration is the most important feature. Three-dimensional registration emphasizes the correspondence between computer-generated objects and the real environment, namely the three-dimensional position and size of virtual objects and real environments must be perfectly matched. The holographic technology aims to superimpose the virtual world on the real world and also to realize the interaction between the two parts. Holographic AR technology brings computer into the real world of users, and augments their perception of real world by users’ listening, watching, touching and smelling the virtual information. Moreover, as the computing power of mobile communication products goes up, augmented reality will be applied more extensively.

Holographic AR technology perfectly integrates information of both real world and virtual world, and adopts computer or other technological products to conduct the simulation and superimposition of physical information (visual information, sound, taste, touch, etc.) that people fail to experience sometime and somewhere in the real world. When the virtual information applied in real world is perceived by human sense organs, the audience will obtain a sensory experience beyond existence. The real environment and virtual objects are superimposed in real time on the same picture or space.

Relying on artificial intelligence technology and advanced visual technology, such technology companies as WIMI AR Hologram and Megvii are intending to provide solutions for the integration of software and hardware as well as AI systematization. Behind the intention is the task of commercialization and accelerated realization of AI.

Megvii has begun to engage in the AI innovation application in the field of mobile devices. As one of the earliest artificial intelligence companies to enter the AI mobile intelligent terminal industry, Megvii is the industry-leading provider of mobile phone AI solutions, and has already established in-depth cooperation with Huawei, Xiaomi, vivo, OPPO and other first several domestic mobile phone companies.

For the purpose of satisfying customer needs and development of its own business, based on computer graphics & image processing technology, centering on AR holographic technology, WIMI AR Hologram has been well developed in terms of technology. It owns 273 AR-related patents and 69 software works, ranking first in the whole industry. At the same time, it is qualified with more than 4,325 holographic content IP reserves, which involve many enterprises in leading position in the subdivided industries.

WIMI AR Hologram applies augmented reality to high-quality IPs, with more than 700 million users totally. In the fields of short videos on mobile Internet, games, applications, photography, and advertising, WIMI AR Hologram platform has completed intelligent implantation of AR holography for 30 million times, and displayed AR totally for more than 3 billion times. Moreover, WIMI AR Hologram has made smart portraits for 300 million users through the AI plug-in, and provided tabbed AR holographic implantation of applications according to the AI algorithms. Then, WIMI AR Hologram provides AI augmented reality insertion services for thousands of business customers, involving the intelligent AR holographic synthesis of more than 4,000 business scenarios and 600,000 applications. WIMI AR Hologram applies augmented reality to high-quality IPs, with more than 700 million users totally. WIMI AR Hologram takes the advantage of its subsidiary to provide AI augmented reality services for hot Internet TV series and long videos, with the audience including: 1.06 billion views on Wasd Beyond Light Years, 1.31 billion views on HUAJIANGHU, 340 million views on The Great Adventurer, and 1.28 billion views on Yi Guan Xiao Zhuan. Additionally, WIMI AR Hologram has provided more than 8 billion services of AR 3D implantation of AI scenes, characters and props.

In terms of application of AI technology, a company needs to determine its own AI transformation strategy based on its financial strength, technical strength and other comprehensive strengths. Indeed, you may notice the “cardless” ID authentication of member over the counter, personalized service provided by the bank, or the face-scanning payment, and these cases are reflecting that “AI+” is transforming every aspect of finance and allowing the traditional financial industry to embrace new models.

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